Student Loan Counseling
Rewarding Your Hard Work
Getting a good education is a crucial investment. However, many of us find ourselves still struggling with paying off our student loans years after we graduate.
Come to CCCS of Northern Illinois to talk with one of our counselors. They will work with you to explore all the options available. Then we’ll provide you with a practical plan for conquering your student loans.
What Does Student Loan Counseling Include?
Every student’s situation is different. We get that! And that’s why we are all about getting to know you before helping you solve your problems. We accomplish this through our student loan counseling sessions.
A two-hour session includes one-on-one attention from one of our licensed counselors. The counselor will start by learning about you and your entire financial situation. After that, they will explore your potential student debt relief options. These include:
| ✓ | Loan forgiveness, cancellation or discharge |
| ✓ | Deferment or postponement |
| ✓ | Modifying Repayments |
| ✓ | Student loan consolidation |
| ✓ | Settlement or compromise opportunities |
| ✓ | Addressing or challenging collection actions |
The counselor will then explore the best options for your situation. You will leave the counseling session with an action plan on how to address the options discussed.
How Much Does This Service Cost?
Consumer Credit Counseling Service of Northern Illinois is a not-for-profit organization. Therefore, we can proudly offer our student loan counseling free of charge! Still, we also gladly accept donations, which are fully tax-deductible.
What are the Benefits of Student Loan Counseling?
We understand how exciting it is to graduate from college. All you want to do is start succeeding right away without having to worry about student loan debt. So, we have designed this service with that dream in mind.
When you work with us, you will receive all the following benefits to help you achieve your dream:
Personalized analysis of your finances
Thorough review and explanation of your repayment options
Helpful tips and resources for long-term financial success
All these benefits will help give you the confidence you need to tackle your loans!